T/HBPFS001.1-2022 ICS号03.060 中国标准文献分类号A11 团体标准 T/HBPFS001.1-2022 雄安新区区块链支付平台 第1部分：参考模型及流程规范 TheStandardofXiong’AnNewAreaBlockchainPaymentPlatform Part1：ReferenceModelandProcessSpecifications 2022-12-27发布 2022-12-27实施 河北省金融学会发布 全国团体标准信息平台 T/HBPFS001.1-2022 全国团体标准信息平台 T/HBPFS001.1-2022 I目次 前 言.................................................................................................................................................III 引 言.................................................................................................................................................IV 1范围...................................................................................................................................................1 2规范性引用文件...............................................................................................................................1 3术语和定义.......................................................................................................................................1 3.1区块链........................................................................................................................................1 3.2智能合约....................................................................................................................................1 3.3共识机制....................................................................................................................................1 3.4区块............................................................................................................................................1 3.5分布式账本................................................................................................................................1 3.6摘要算法....................................................................................................................................2 3.7数字签名....................................................................................................................................2 3.8银行支付网关............................................................................................................................2 4区块链支付信息服务概述...............................................................................................................2 4.1内涵............................................................................................................................................2 4.2适用范围....................................................................................................................................2 4.3技术特征....................................................................................................................................2 5参考模型...........................................................................................................................................3 6应用系统架构...................................................................................................................................3 7区块链支付信息服务功能及流程图...............................................................................................4 7.1支付............................................................................................................................................4 7.2审批支付....................................................................................................................................7 7.3自动支付....................................................................................................................................8 7.4受托支付....................................................................................................................................9 全国团体标准信息平台 T/HBPFS001.1-2022 II 全国团体标准信息平台 T/HBPFS001.1-2022 III前 言 本文件按照GB/T1.1—2020《标准化工作导则第1部分：标准化文件的结构和起草规则》 的规定起草。区块链支付信息服务是以区块链与智能合约技术为核心，通过业务流程触发形成支 付指令，并对接银行支付网关实现资金支付的一种创新性区块链应用。前期，为解决工程建设资 金管理场景中从业主体多、业务流程复杂、资金流向监管难等问题，雄安新区已基于上述区块链 支付信息服务模式研发应用了工程建设资金管理区块链平台，实现了工程建设资金从业主到总、 分包单位的及时、准确与高效拨付，具备按需支付、可信支付、穿透支付和无损支付等特点